So you have a new teen driver and you are worried about those high premiums? Well you are not alone, many people struggle to pay for new driver insurance and many search for ways to lower those premiums. So, here are a few tips that you can use to lower your insurance premiums. The amount in which you will be able save is determined by your unique condition.
- If you have yet to buy a car and are simply wondering what type of car is most suitable for a new driver then you might not want to buy a big SUV or Sports car. Big cars have a greater potential of doing a large amount of damage in an accident and sports cars with there high top speeds also have a great potential of hurting the passenger and others in and around the accident. This in turn causes the premium to go up. Your best bet is to buy a mid size car with lots of safety features.
-Once your teen has a car you could always ask them to help you pay for the premiums. Some teens have good jobs and they can easily afford a few hundred bucks every month. Every bit helps.
-Also if your teen gets good grades, a 3.0 grade point average or higher, your premiums could drop by over 10%. So encourage your teen to get high grades in school and you could easily save a few hundred dollars.
-Send your teen driver to safety classes. Some insurance companies have programs that allow you to gain discounts off your premium.
-If you are looking for insurance your best bet is to go online. Finding quotes online is quick and can save you money, check out the website link below to find good quotes.
If you follow these simple tips you can easily save some money and they are very easy to follow and implement. After a few years of safe driving by your new driver their premiums will begin to drop. Good luck.
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